Can I use my reward card at a restaurant?

Yes, enjoy it! Keep in mind that when you use your reward card in some locations (restaurants, spas, salons), the merchant may automatically add a temporary tip for an amount up to 20% more than your bill. This charge is a pre-authorization, and only the amount you authorize will be deducted from the balance on your card. However, make sure in advance that your available balance can cover this 20%, or your transaction will be declined.